MoneyHub's regular features are pretty advanced too. This counts as a regular payment and could boost your credit score. The app lets you use the 'rent recognition' feature that allows you to report your rent payment to Experian. It can also count this valuation towards your net worth.Īre you a renter? No problem. For instance, it lets you connect your property to MoneyHub, so you see a real-time valuation of your home. It has many of the same features that other budgeting apps have, such as connecting all your bank accounts and providing analytics about your cash flow.īut it goes a bit further than your typical budgeting app. With features like spending goals and categorized spending analytics, MoneyHub prides itself on being the budgeting app that shows you where you stand with your money. An app with a twist for home-owners: MoneyHub There's no actual money in the app and it saves unnecessary purchases." 4. They get virtual pocket money and money for chores, birthday money etc and then I give it to them when they want to buy something. Another app I am fond of is Rooster money for the kids. I can also add payments when I can and withdraw them instantly. Jenny Lord from Life and the Lords told us: " I use Plum, I find it really helpful the little savings it makes for me, and it shows me my direct debits and standing orders. The mobile app is available via the App Store and GooglePlay. You will also need to pay management fees for the fund options that go to Plum's external partners. If you want to invest with Plum, you'll need to upgrade to Plum Plus, which costs £1/month. Or, you could choose to split your money between several funds, diversifying your portfolio. For example, you could invest in high-risk tech giant funds with high average annual returns or stay safe and pick the aptly named slow and steady option that offers smaller returns but lower risk. You decide how much you wish to invest, and then you select the funds you want to invest in. Many apps and online banking accounts offer investment accounts for people who want to do more with their extra money.īut if you're looking for a dedicated investment app that makes it easy to invest with as little as £1, FCA-regulated Plum might be the answer. Investing your money doesn't have to be complicated anymore. Its free version alone is excellent for ensuring you're not splurging, but its paid version could help you set tailored money management goals. Emma Pro costs £9.99 per month or £83.99 per year and comes with several features, including cashback functions, accurate net worth, tracking accounts in multiple currencies, splitting transactions, and creating saving goals, among others.Įmma is an advanced budgeting app allowing you to take control of your spending.It allows you to transfer money between your accounts in Emma, get upcoming bill reminders for upcoming payments, and see a true balance showing how much you'll have left in your account after recurring payments. Emma Plus costs £4.99 per month or £41.99 per year.This is similar to the traditional envelope budgeting method. You can set budgets for your additional income and spending categories, and the app tells you how much you have left to spend in each category. The budgeting section of MoneyDashboard is also excellent. It lets you compare your spending with previous months so you can make adjustments to spend less and save more if necessary. If you like looking at analytics, you'll love MoneyDashboard's overview section. It also makes it easy to keep track of your subscriptions, which is a great way to ensure that you're not paying for forgotten services you no longer use. This means that you never have to worry about missing a payment again. The app allows you to manage your bills and subscriptions through one source, even if you pay for them from several bank accounts. While this ability to get an overview of your financial situation is MoneyDashboard's main selling point, it comes with several other features which make it a great all-rounder.
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